These guys are usually talking sports but this time our financial guru Leonard Raskin discusses better health and better life insurance as the Orioles flounder on life support.
Nestor Aparicio and Leonard Raskin discussed the poor performance of the Baltimore Orioles and the lack of leadership within the team. They highlighted the challenges of wealth preservation, noting that 70% of wealth is lost in the second generation and 90% by the third. Leonard introduced new life insurance technologies from John Hancock and Guardian that reward policyholders for maintaining good health. They also touched on the legacy of Jim Irsay and the importance of financial education and abundance mentality. Nestor shared personal anecdotes about attending games and the impact of poor management on fan engagement.
SUMMARY KEYWORDS
Orioles, leadership, wealth preservation, insurance technology, health monitoring, legacy planning, financial rewards, baseball performance, fan engagement, ticket prices, ownership issues, mental health, abundance mentality, sports investment, family legacy.
SPEAKERS
Nestor Aparicio, Leonard Raskin
Nestor Aparicio 00:01
Welcome home. We are W, N, S T. Am 1570 tasks of Baltimore. We are Baltimore positive and positively into the post Memorial Day. You know, at some point I’m gonna look out the window and the sun’s gonna be shining. I mean, the baseball team’s not going to be in first place anymore, but the sun might be shining. I can go to Ocean City. At some point, I am going to be going to Carroll County next Thursday, the fifth of June, we’ll be there with the Maryland lottery. Scratch off the back to the futures. We’re doing the Maryland crab cake tour. It is presented by all of our sponsors, including our friends a curio wellness and liberty, pure solutions, as well as this guy who handles money for a living and follows the American dream and tries to help people grow their wealth and protect their wealth. And also is a big, massive sports fan who’s licking his wounds from the capitals this Orioles season, that’s nothing. And the Raven season that hasn’t begun yet. Leonard Raskin is here. He is Raskin global. You can find him out on the front of Baltimore positive, or you can find him at Raskin global.com since the last time we chatted the Oh, wow. Well, the baseball teams just I, let’s start with hockey, with you, just where your level at this point with that, and then we’ll get to baseball, because the hockey thing kind of came and went in my life. And it was good for a minute, and then it wasn’t. And boy, they went out with a whimper. The captains, they really did. They
Leonard Raskin 01:20
did. They played a great series against Montreal, and they got hurricane by the Carolina Hurricanes. They came in and they skated all over them. They shot from everywhere. They scored from everywhere. They defended, everywhere. The caps couldn’t get shots on goal, they couldn’t hit, they couldn’t fight, they couldn’t check, they couldn’t goaltend, couldn’t score, and they lost, got wiped out by a better team who now kind of odd in four games, has had the opposite effect. The Florida Panthers have hurricane the hurricanes skating all over them, shooting from everywhere, playing great defense, great goaltending, and Carolina can’t get out of their own way. They’re down three to one to the Panthers, and doesn’t I mean, they had a good game for but it’ll be shocking if they win four straight. I don’t think they can do it. Florida is just too good. Florida, Edmonton
Nestor Aparicio 02:17
final. How that works? Right? Well, it’s the same as it was last year, right? I mean, I, I don’t know how that helps a sport. That’s well, thing, it
Leonard Raskin 02:25
helps if Edmonton wins. You know, there hasn’t been a Canadian team winner in forever, sure. And so Edmonton is my current favorite of choice after the caps are gone,
Nestor Aparicio 02:37
you got your Connor McDavid sweat around your old Gretzky curry,
Leonard Raskin 02:41
the old Gretz here? Yeah, I got the Gretzky jersey. Got that, but not the anything new? No, I got Mark Messier
Nestor Aparicio 02:48
once. Let me sit on his lap in a mini van from the Pittsburgh civic arena to the Pittsburgh West. And it’s true, it’s about a 10 block ride. Everybody was piling in after the all star game, right? And Messier is, like, get in here, dude, we’ll make room for you. And I literally sat on his right knee for 10 blocks because he didn’t. It was like, cold and wet, you know, he’s like, I don’t want get to get in here. We’ll make room for you all. Crowd in Messier. You know, you never forget when Messier is a good guy to you, you know,
Leonard Raskin 03:16
that’s right, that’s right. Yeah, we had, TJ, oh, she showing. He showed up on ESPN intermission and did a little intermission gig with the boys at ESPN. So that was kind of Gosh baby to see, yeah, gosh. Baby showed up. It was he did a good job. He looked apart.
Nestor Aparicio 03:33
I liked him, by the way, when I cover, I covered the team, and I was in the locker room with these guys. There were some of those guys that were on that the championship team six, seven years ago. That was, you know, I got to know some of them a little, just a little bit, speaking of that trots, and I connected this week, he is going to come on the show, okay? Because we are talking leadership and Stanley Cup Finals and all that. And, you know, I’ve been going through all of this since Jim Irsay died. I’ve had a lot of conversations with people. I found an old leadership tape, and I put it up at Baltimore positive people can listen to it. I sat with Jim Irsay for a half an hour 15 years ago when I was working on a book on leadership, and I found that he talked about Ted, March of road and joked, like all this stuff. Now he’s, you know, we’ve lost Jim Irsay to the world, the whole earth say name and all of the calls 40 years, like all of that. Who owns them now? Um, ex wife, ex wife, and three daughters. Okay? And so it’s still the family. The three daughters are going. And this is the amazing thing. And maybe this, I’ll, I’ll open the door for you to talk a little money, because I know you, you had an insurance issue you wanted to talk about as well. And we’ll get to the lousy baseball I got plenty so, um, the guy lost my train of thought. The three girls. The three girls, yeah, I got to talking to one of my buddy we was at Costas, watching the the baseball game with my son and couple of my buddies. One of my buddies is Mark Miller. Blonde Miller, Schuler, lawyers and as Yeah, and we talk about things all the time. And I’m like, you know, say this about Jimmy, or say all you want, or about Mr. Or say Bob, or say all of that. Jack Kent cooks kids didn’t get to keep the team right. Peter angelos, his kid, they were never going to let him keep the team right. You know, David Modell, they the, you know, the the ratios were out the back, yeah, but the earth says managed to keep the team in the family right. And now this is third generation, the three daughters. Starly is going to be the girl. She’s 4142 she’s going to run the empire for the Irsay family. And you know, it’s worth four, $5 billion an hour. Made billions of dollars. It is hard to do, man. So you want to piss on Jimmy, or say all you want his drug habits, all of that, he kept the team, put it there, got a stadium built. La wanted the team. He didn’t move it. I mean, there’s just, you know, like I’m trying to give him the flowers that he deserves, because he was a good tear caretaker for that. They won championships out there. They went to Indianapolis, and after the old man died, he made something of his life that and I know you’ve seen rich kids come into money. You’ve seen all of that and how it works, and we’ll get to Mr. Rubenstein in a minute. But you know a lot of what you do is protecting people, so make sure they don’t lose their business if dad dies, right? And
Leonard Raskin 06:19
here’s the here’s the facts. 70% of wealth passed on is lost in the generation that receives it. 70% of the time gone in the second it’s
Nestor Aparicio 06:32
like a lottery ticket where you piss it away. 90%
Leonard Raskin 06:35
if the third generation gets it, disappears by the third generation gone. It is brutally hard to keep that money together. So
Nestor Aparicio 06:46
you’re saying, like, for these football players of the modern era, the Ray Lewis, I saw John Ogden last week, looks like he’s doing okay with his money, because he’s probably got the first nickel he’s ever he’s always a cheap dude. He was, like, a really easy guy. He is just, I mean, legendarily, just didn’t spend a lot of money. Doesn’t show a lot of money. Isn’t a flashy guy. Just isn’t that guy, correct? And, and Flacco is that way too. You know, Flacco has got five times more money than John because he played a different era. But for these, for the Joe flacos and these people that have made 50, 100 100, $50 million you’re saying their grandkids, if I come back, 80,
Leonard Raskin 07:24
right, likely broke. Right, likely broke. Now here’s the thing it takes. It takes mammoth work. One of the things that happens, sadly too often, is significant wealth. Just like you said, lottery ticket is left to and this is not derogative. This is this is a fact ignorant children when it comes to money. So they receive it and they piss it away. They they buy things, they do things, they spend things, and it’s gone. It just disappears. It’s not stewarded properly in the next generation, and it disappears. It’s just the way it is. Some people don’t talk about money in their family. The kids get it party time, buy stuff that doesn’t work. I mean, you can see Junior gets the money. We’re talking any amount of money. You know, 1,000,010 million, 100 million, a billion. Doesn’t matter. Junior opens a business. He knows nothing about money’s gone. Junior buys homes all over the world. Gets in debt. Money’s gone. Junior’s a drug addict, Junior’s a gambler, Junior’s or whatever, money gone.
Nestor Aparicio 08:36
You’re describing Jim Irsay like in a million ways, right? But he
Leonard Raskin 08:41
found a way. He found a way to make the business, to make the business survive, and to turn his personal life around. And now leave it to his daughters, as you said, and the big thing is he’s got that collection. So
Nestor Aparicio 08:53
you talk about what you do with money. Jim Irsay had all of these, and I’ve been talking a lot about him because I think it’s an interesting case study for someone. He’s not a perfect man in any way, right? But like had his fun, lived off of Dad’s money, built something, created something, but his kindness and the mental health that he fought and all of that, but he had fun with his money. He bought all of that, all the rock star stuff, all the guitars, and that is his collection has is going to stimulate money for charity and mental health and all that. But it’s like leaving a legacy, but like enjoying your money too, even if you’re a
Leonard Raskin 09:31
billion. And the legacy part, you know, people don’t get that. You’ve got to groom your children with your values, with your hopes and dreams, with what the family’s history and future is going to be. And that doesn’t start when they’re 30. That starts when they’re five, when they’re 10. I mean, we learn about how we believe about money very young, and it’s really. Really hard. I
Nestor Aparicio 10:00
grew up poor and Dundalk with a dad that stood in soup lines without food. I told you, my father never voted for a Republican because Robert Uber lied to him in 1929 and that was the end. That’s like my father almost starved as a 10 year old boy, and my dad would say my belly, and say, put something in your belly. You got $1 eat something so you stay alive.
Leonard Raskin 10:19
Same thing, you know, it was the the old, remember Julius Westheimer, sure, so, so one of his big things on your money, when you, when you go to McDonald’s, don’t buy a double cheeseburger. When you can buy two cheeseburgers for the same price, because you get more bread so you can eat more, you know, and when you, when you grow up poor and you have a mentality of of scarcity and need, it’s really hard to reverse that. And when you grow up wealthy, and you’re, I don’t want to say spoiled, but you’re, you’re wealthy, and you have means, and you do things, you have abundance. Abundance is the word I like to use, yes, but abundance is a mentality. Wealth is not so what I’m saying is, when you have wealth, but not an abundance mentality, you you may treat that money when you get it terribly, you know, who the hell knows? So it’s hard. It’s really hard, but he managed. Sometimes I
Nestor Aparicio 11:13
go shopping and I see the prices of stuff, and I see Gucci design or stuff, whatever. Yeah, like, who buys that? Somebody,
Leonard Raskin 11:18
everybody. Because it wouldn’t exist if they didn’t look I walked through
Nestor Aparicio 11:22
the Vegas mall and I saw the women’s shoes that are four grand, and I’m like, they walk on the ground and they get gum on them in Las Vegas.
Leonard Raskin 11:31
Everything else. This past weekend, we had the triple, you know, the best day in racing. You had the Monaco Formula One race, right. Go there and look at the prices of some of the things in the shops around Monaco. Look at the cars, look at the yachts and and it’s crazy. Kathy and I spent last week in San Diego, and so we have you ever been out in San Diego, the Midway,
Nestor Aparicio 12:01
Midway, the aircraft carrier. No, down at the, at the boat there, yeah, there’s the, there’s a, there’s a big statue of a soldier there.
Leonard Raskin 12:12
So the Midway is docked right there from, you know, from the wars, an old aircraft carrier. And then there’s this private pier next to it. How
Nestor Aparicio 12:20
do I forget that San Diego’s a naval town. It’s how my aunt went up out there. Right. Go ahead. So,
Leonard Raskin 12:24
so we were having lunch at this restaurant, and we’re overlooking the pier next to Midway, and there are two yachts docked in the pier. And I did, I didn’t know what they were. I’m figuring these are tour boats. These are, who knows in San Diego, you never know. And we were talking to a guy, and he said, the first one there in the front is a guy who owns it, $30 million $300 million yacht, 300 million, I think he said, docked right there in San Diego. And the guy had just pulled into town, and he’s, you know, tied up there. And the second one was a Russian oligarch yacht, about the same size, price, etc, that the US government commandeered. We took it from this guy, sanctioned him, and took his yacht, and it’s been in San Diego. It doesn’t go out very often, and the US government is paying, I think they said $50,000 a month for San Diego to maintain the boat. So when you say, who’s buying it, who’s paying for it, somebody’s got that money and spending it on that stuff. I don’t know if that gets second generation or not, but when you got a 3040, 100 million, whatever dollar boat that’s that’s the money that buys the $4,000 Gucci that step on the gum. But yeah, the weekend was Monte Carlo, followed by Indy, followed by the Coca Cola 600 it was a racing day and and the money there is obscene. You know, you see the sponsors all over the place, and the amount of money they’re spending to sponsor these, we have a lot of wealth here, you know, in America, but absolutely, there’s a lot of wealth around the world. Absolutely, you want to talk some insurance. I know you had an insurance, yeah, yeah. Let’s, let’s chat about that for a minute. So some new technology that’s come about in the last couple years that I’ve just started to see two companies, in particular, John Hancock, which people know the name of generally guardian, which most people don’t know the name of generally big and a small relative insurance company? They got these new features. Nestor, it’s really wild. So let’s say you go out of the marketplace, you buy some life insurance. And so the way life insurance works, if it’s a permanent whole life policy, you pay a premium, you put money at the insurance company, it earns dividends, and it grows over time, and you have both cash value and the insurance amount for your family. Okay, great, so these insurance companies have added these new features to their life insurance, and it goes with your phone and. Goes with your Apple Watch or Fitbit, if you have it. And if you opt in for this technology, you let the insurance company see the results of your health. So I know you go to yoga, and you work out and you do things, and let’s say I walk my 10,000 steps a day, and I drink my eight glasses of water, and I’m in shape, and I get a physical, and my blood results are good. And over time, the insurance company gets to monitor my health with their AI at the company. And here’s what happens if my health is on the track of getting better or staying good, they give me extra money paid into my policy to cause it to grow faster than the average Joe going forward.
Nestor Aparicio 15:55
Yeah, my buddy, and I don’t want to out him, he’s a sponsor. He and I don’t know the name of the damn thing, and I just text him so she’s got this thing on his wrist. It’s not, my wife is an eye she has an eye watch, whatever the hell it is, yeah. And it monitors her sugar. My wife’s diabetic, you know, so, like, so, you know. And it’s all read off of her face. It’s unbelievable to be married to a diabetic over 22 years, sure that she started with needles and kits to now it’s a watch. She could be a pump if she wanted one. She doesn’t have a pump, but she has a monitor, like what Mark Andrews has always knowing her number Exactly, exactly and and she moves it from the back of her arm to her stomach, right back wherever she moves it every week, every 10 days, right? And she’s monitored and all that. It’s very scary. When it gets goes pretty strong. When it’s wrong, when it stops monitoring, it’s like, All right, now we got to worry about all that. The technology that my buddy has a thing that that’s like a It’s, I don’t say, bio rhythm, but, yeah, like, if he’s drinking too much, it knows if he’s not sleeping enough, he knows, right, if his heartbeats a regular. You know, when he works out, he knows, and it gives him some scores. And yes, but I’m thinking that that would be the kind of technology that an insurance company would look at and say, Dude, you got you’re not healthy. We’re not
Leonard Raskin 17:16
here’s the thing. No, no, no, here’s the beauty of it. If you buy an insurance policy from these companies, and something happens, they can also monitor and inform you of concern, but it does not in any way, shape or form, negatively impact your coverage by law. Oh, they can’t penalize you. They can only reward you correct. So if your health is great and you’re sleeping well and you’re you’re not you’re you know how
Nestor Aparicio 17:47
you feel and I’m feeling great, let your insurance company know
Leonard Raskin 17:50
that’s right, and get more money returned to me. Feel
Nestor Aparicio 17:55
better right away, that I feel better, and that’s psychosomatic.
Leonard Raskin 17:58
And here’s the other part of it, the better I think I feel, the more money else and and if I’m doing this and I know they’re checking and I can be rewarded, people respond to incentives. So if I’ve got this opportunity to get more money returned to me as a result, can you imagine if you owned a T Rowe Price mutual fund and and they said, if we can track your health and you’re doing better, we’ll we’ll give you more return on your money. But here, that’s what it is. And so what happens is, what they’re seeing is people that are being monitored are doing things to be healthier that they might not have done before, because there’s a reward attached that’s financial. And what would an insurance company want more than to not have to pay claims and to allow the money that people give them to grow longer, to pay claims later because people are healthier?
Nestor Aparicio 18:55
It makes too much sense. That makes too much sense. It’s an
Leonard Raskin 18:57
amazing technology, and they’re the first companies to roll this out to consumers, all right?
Nestor Aparicio 19:03
Well, I’m gonna bother you more about this later. Yes, amazing, because as I get older, everybody’s trying to get me healthier. People come to me all the time. You look great. What are you doing? Well, you know, I’m fit, and my planet fitness friends, and my hot yoga and my diet, and how I eat. I talk about that all the time, to be rewarded for that, other than having my own good health and have people. Leonard Raskin is here. He is. Raskin global. We’re going to get to the baseball site, so I got to talk just a little bit of baseball with you, and we get more on this next week. I was going to begin and end with this, but I’m so sick of it. As we speak here today. I’m I’m in a bad spot because I had a bad morning, just in a general sense of I went to Costas, had crabs, watched them meltdown another game. But more than that, I’m seeing a lack of leadership. I’m seeing they have a manager who doesn’t feel like a manager. They have a general manager who hid for four days. Is after firing his manager and held a press conference in a dugout in Milwaukee, he’s been hiding since they got back. The owner who gave out his own bobblehead six weeks ago, is now hiding. My story is well worn about how awful they’ve treated me as somebody they don’t even know I’m just if I didn’t do this for a living, I would have nothing to do with these people and and that’s a horrible thing to say, 35 years of this, because I have zero confidence in Mr. Rubenstein, Mr. Ara Getty, Elias, Katie Griggs, Mark, fine, all of them zeros for me in every measurable way, on the field, off the field, what I see on TV, but Greg Boehner running it, the stadium’s empty. No one’s going and here’s the real rub this, I want to bring this to you. You invest in the ravens, you spend a lot of money, you buy club seats, you give them an arm and a leg, and you don’t mind it. You’ve said you’ve canceled it once because of Wembley. You got pissed after all of that. We’ve talked about that. So there is a ledge for you to say, F you, you’re not getting my money. Absolutely, you went through that. And for you, it was patriotism, and it was whatever it was, right? Years, three years, politics and Trump and like all of that, right? With the baseball team, I’m just going to bring up two little anecdotes, and it has to do with money, and not a lot of money, and it’s disposable income, right? Yeah, sure, last year when they lost those playoff games. Yeah, the first playoff game was an afternoon games, Tuesday, right? Or whatever, Tuesday, Wednesday, whatever. I went to dinner at Beaumont that night, and they had lost the first one. No one had any confidence they were going to the second one. There were 10,000 empty seats, right? And I Beaumont small. You probably been there a little ball? Yeah, of course, I had five people at the bar because we went over like seven, eight. It was after they lost the game. We went had a stake, and we were sitting there amongst people that had left the game, primarily, and they were all pissed because the tickets were 10 or 15 bucks to get in, and they paid 5060, 80, a buck and a quarter, whatever the come on was in the same way that I went to Billy Joel with you a couple years ago, and the tickets you bought were three or 400 bucks. Thank you for buying them. Billy’s sick. I got to give him some love, but you could have gotten in for 50 bucks that night. Like it’s just that’s the way tickets are. Yeah, everybody knows that. Matthews this Friday, Saturday. Everybody knows this right. Playoffs. How about Caitlyn Clark? Tickets were 150 bucks last 25 then she’s not playing. They’re probably less than that, right? Yep, so I would just say for the Orioles. And these are the two stories I have. I remember people pissed that night about feeling gougie, about the playoff ticks, next day tickets for 10 bucks. Nobody wanted to go. So I that’s a money story to me. That’s people saying, I don’t, I don’t want to. I don’t. I love the Orioles and, you know, massen and they’re on TV, but going down there and giving them money or buying in now, they discounted all the food Katie Griggs with her press conference in January. They didn’t do anything on the field to get anybody excited in the off season. They just didn’t. Nope, they they’re doing the bobblehead thing, and they’re doing the Latin Night, where they ban the Latin journalist, and they do their they they have, they have every religion, right? They have every ethnicity, they have neighborhood night. I mean, they, they literally, they they’re, they’re trying to appeal to every college. So they’re doing all of this stuff, other than the baseball, yep. And I was with my buddy the other night, and this is the first of many. He said to me, I gave them a grand 1500 to whatever. I gave them money. I gave them a Yeah, an account, yep, because the gig is, I give them money and I can kind of get to go the games. I go when I want, right, right? And I get all the perks and the club and the Birdland. Yeah, he said I gave him a couple of grand. I haven’t been yet. He said, he went opening day. He said, I haven’t been since opening day. I have like, 2000 bucks that I have to use, right? And he’s like, please go with me. I’ll get the seats in the front row. I’ll spend the $125 against I just want to, like, go with somebody. I want to go with and watch a ball game. And I’m like, don’t want to, okay, right, right? I don’t want to. Or we’re going to make a plan and not know if it’s going to rain, or we can make a plan around pitching. They’re in last place. So what’s the plan to go see Mike Trout play? What’s the plan that we’re going to go down there? Because I said I’d rather come here and sit at Costas and eat crabs with you, which with you, which is what we were doing. I’m like, I’d rather come back here and watch the game on TV. And when the game is
Leonard Raskin 24:27
tiny, when the Dodgers come right,
Nestor Aparicio 24:29
whatever it is, but whatever it is with him, right? I now have a guy, a remorseful, lifelong, lifelong Orioles fan. He’s waited all these years, Angelo’s is out. He got snookered into putting his credit card. I’m saying, all right, I want to be a part of building this new
Leonard Raskin 24:46
thing. I’ll go the night. I want to go and pay 10 bucks a seat. No, but it’s not,
Nestor Aparicio 24:51
no, he can’t do that. Money Down. Those tickets are $28
Leonard Raskin 24:56
now, right? Whatever it is, what a scam, dude. Yeah. Well. So I’m just saying why we’re good. Guess what? They’re not going to get from him again, a $2,000 deposit in their cash bucket ever.
Nestor Aparicio 25:07
So they got their customer. They’re feeling good. We we’ve retained. We got new customers that that’s like this. They finally got the cable television working, and now nobody wants to buy it. Yep. Well, yeah, this is a really disastrous business. It’s not
Leonard Raskin 25:21
good right now. It’s not good right now at all. And I was watching, you know What? What? I just couldn’t believe it. Was watching the post game after the Cardinals game with the new manager, who I don’t know anything about. I just know, by
Nestor Aparicio 25:36
the way, I think I knew his father a little bit, Doug Mancino. He was a third base coach with him. With him, he was, there was a manzalino running around the third base coach for 15 years in big his dad was a serious guy.
Leonard Raskin 25:51
I listen to his post game, and he was talking about the rain, and it was wet, and it’s and it’s, you know, they didn’t have their best game. And I’m thinking, weren’t both teams out there in the race this little league? Are we in the big leagues? No, I’m just saying we’re both out there in the rain. Cardinals had it raining on them too, but it felt like a little league
Nestor Aparicio 26:09
press conference. This does not feel this does not feel like the Orioles of Bucha Walter and Johnny Oates and Mike Harper like this represented. I was never big on Brandon Hyde’s leadership, and when the heart checker came for him, he they threw him out. Yep, they threw him out. And everything about this is awful. You can’t play Brandon high for Mateo playing center field. Lender,
Leonard Raskin 26:29
no, that’s terrible. What’s he doing out there? That’s that’s dreadful. That’s the most important position in the outfield, and you got a guy who can’t play the position. What is that? What are they doing? Pitching we don’t have a center fielder. Is that the case? We don’t have somebody to play. The Mariano’s
Nestor Aparicio 26:44
hurt. Mullins is banged up. And, you know, somebody,
Leonard Raskin 26:49
you got a minor league guy, you got a couple kids.
Nestor Aparicio 26:52
There are somebody, Dylan Carlson is playing left at that point. But, yeah, what is going on? And the pitching is just imploding, and you haven’t given them any money, though, right? You know, I have not been to a game somewhere out there, somebody’s listening to us and is in that circumstance. And I’m just telling you the fact that that that Rubenstein’s running, all of his people are running, Katie Griggs is, is anybody met her? I mean, she is a mystery, right? I mean, pushing papers down at the warehouse and patting herself on the back, and the teams in last place, the general manager is under attack from the fan base at this point, right? Absolutely like and there’s nothing happening. The question is, and people have money invested in this and there’s nothing happening, how
Leonard Raskin 27:36
do they go from so good two years with the same general talent to this?
Nestor Aparicio 27:44
Well, that’s a rhetorical question, but pitching is fleeting. It’s, you know, that’s
Leonard Raskin 27:49
absolutely but apparently, hitting is too
Nestor Aparicio 27:51
last year is a long time ago. Well, no cows or no Westport. I mean, you know, some of their best players, look at the lineup. The lineups, lineup, dude,
Leonard Raskin 27:58
lineup is not good and the pitching is worse. It’s it’s terrible, it’s terrible. And, you know, here we are talking about the next gen, the boy, the boy got into baseball. He really, you know, the last two years, while at school, he’s really enjoyed watching and paying attention. And now we talk a little baseball, and he’s, we’re talking the other night, he said they won two in a row and then they won three in a row is, like, a big parade. We have to have a ticker tape, because they won three in a row and then they skanked. Like, the game
Nestor Aparicio 28:28
started midnight, where your kid is in Ireland, like, you know, it’s they start at 630 here. Yeah, and their nights Rumped. I’m like, why am I gonna watch this for the next 100 Nights? Like, I, like, literally, other than it’s my job, but I’m like, Who else is watching? And it’s all really pissed off people now, and they have no answer for this. They have no touch. They have no humanity. They have no credibility. They have zero credibility. Any of them, none of them. They certainly have no credibility with me. No but jerks to me, quite frankly, by the way, a letter Raskin is here. He is Raskin global. We’ll put the orders. By the way, the thing, um, my buddy wrote me back. It’s called whoop, W, H, O, O, P, Google it and let me read you what it is. Yeah, an all new way to own your own health and fitness. Build better habits with personalized guidance, get a complete picture of your health. So there’s a free, free ad, and there’s a competitor to whoop too. But like, I have, I had three friends of mine out in Vegas last week at the at the who were wearing it and telling me, like, if they ever having a cop, they’re like, my woof stuff to chart, I drank too much beer yesterday, and I’m like, your whoop knows me. Oh, man, dude. I had like, eight or nine beers yesterday. My whoop was like, like, saying, stop, slow down. You’re like, literally, that’s what this thing does for you. Yeah, there you go. And it’s sort of like a wife, but more of a pain in the ass, right, right? You’re wearing. Take it away from it. If that’s my cheap shot, hope my wife, you’re that dedicated. God bless you. Well. Senator Raskin is here. You’re dedicated. Tell me what you do for money and how they could find you about this insurance thing and all. Yes, we do 50 ideas. Yes, yes.
Leonard Raskin 30:07
We do everything about money, how to protect it, how to grow it, how to enjoy it. That’s the most important. And then how to transfer it. We’re all about legacy planning, the American dream, as you said about Jimmy Irsay, the idea is to have wealth and enjoy it. It’s not all about hoarding it. It’s about spending it. It’s about using it. It’s about passing it on and making sure that you’re protected, that your money does for you what you want, and there’s no threat to it being taken by those that would like to get it. So we look at every way that you protect your wealth, how you cash flow it, how you save it, how you grow it again, mostly how you enjoy it, which kind of astonishes people, because they think we’re all about just hoarding it. We’re not.
Nestor Aparicio 30:56
There’s something you like absolutely me. I’ll go on a trip, go to the beach for the weekend. Do something nice for somebody you love. Take a kid out for an ice cream cone. Nothing good
Leonard Raskin 31:05
about putting your money in an account and leaving it there. It doesn’t do anything. I took my
Nestor Aparicio 31:09
pounds out for crabs on Tuesday. My son showed up his wife. I mean, even though the game sucked at the end, we had some orange brushes. It was a great time. That’s what you got to do. That’s what it’s about. It’s about having enough, having you talked about abundance. I say abundance is a mentality. There’s a lot of wealthy people that don’t have an abundance mentality. Money can be a curse. So we’re about legacy and abundance and a mentality that says, This is what you do with it. This is how you enjoy it. I want to be cursed with money. Can you curse me? I’m doing my best. I tried to not curse talking about the Orioles today. Speaking of so I’ve had a little bit of fun. This is my original Baltimore Colts 1971 belt buckle I got. This is mine. This is the one I got when I was a kid. Here’s my Led Zeppelin belt buckle I had when I was a kid, right? So you know what I’ve been doing lately? Just for fun, I don’t spend any money with the Orioles, the ravens, right? The Ravens. I used to spend 10s of 1000s, absolutely, hundreds of 1000s of dollars, millions of dollars, with the Ravens over the course of my lifetime. And instead, I just, you know, take into doing other stupid things that, like, collected the the car that Hunter S Thompson had, the joint stains in the back, that’s right, and the Cadillac and all that, you know, I, I’m just in search of his Houston Oilers proper, 1971 NFL belt buckle. That’s, you know, available for less than 40 bucks. You know, there
Leonard Raskin 32:26
you go. And that’s joy. You know, that’s what it’s about, about having, having things you like and doing things you love with the people that you love. You know, time is fleeting, my friend, that’s why I’m not going to Orio games with my buddy. Well, there you go. I mean, I was, I was like, I said, I was out in San Diego, and I was talking to a guy, and he was telling me about a friend of his who lost a son to ALS, and son was in his 50s and and, you know, it just devastates. And time is fleeting. You have no idea how much we have on this earth. Use it wisely. It’s the only asset you can’t get back. Once a day is gone, it is gone. Money you can get again. You can always find that next mouse trap. But
Nestor Aparicio 33:09
here’s what I’m gonna do. First decent weather day we get, and it’s been a month, I’m taking the day off. I’m gonna use my time wisely. First day we get some decent weather, I’m gonna go enjoy it. How about that? Do it all right, you and I are going to get something done here. Letter asking serious Raskin global. He is around all summer. I am around all summer. I was hoping, praying for good ownership, better baseball, but we don’t have that right now. And if I’m a little chippy this week, it’s because I got 110 bad baseball games to watch. Luke is covering the Ravens this week. I’m going to try to sneak out and see Dave Matthews before it’s all over with this week. We are going to be on the fifth next Thursday, green mount station in Carroll County, Amsterdam. By the way, people ask me, Hey, we’re going to get a great crab cake. I know you have this and that if you’re up in Carroll County, you haven’t had the crab cake at Green mount station, you’re missing out. That’s all I’m saying. Go check it out. It’s delicious. I’ll be there next Thursday. I will have scratch awesome there on the lottery. Be Back to the Future scratch offs also returning to fade these, where they also have a delicious crab cake on the 13th. We’ll be down there before the angels game. Come on down and see us. That’s two weeks from Friday. I am Nestor. We are wnst. Am 1570 Towson, Baltimore, and we never stop talking Baltimore. Positive. You.
