A two-fer week for Ravens fans with Bengals on Thursday night

It’s a big week for politics and football in Baltimore. Leonard Raskin and Nestor discuss a winning Ravens’ effort on Sunday and protecting your financial wealth after this (or any) election.

SUMMARY KEYWORDS

Ravens football, Thursday night, Joe Burrow, purple helmet, player safety, Lamar Jackson, clock management, neighborhood football, crab cakes, financial advice, election week, Washington Commanders, Fernando Valenzuela, World Series, Yankees elimination

SPEAKERS

Leonard Raskin, Nestor Aparicio

Nestor Aparicio  00:01

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Welcome home. We are W, N, S, T, am 1570 Towson, Baltimore and Baltimore positive.com with the new 26th anniversary logo and the same old rascal global shirts, we’re going to be taking the Maryland crab cake Tour presented by the Maryland lottery, including these Raven scratch offs lucky batch out on the road. We’re going to be at State Fair. We’re going to be Cooper’s North later on the later on this month, in advance of Turkey. Damn trying to get back up to Carroll County, working a date out up there for a delicious crab cake. As well as we have dates set in December because, you know, these places like Cocos and places like Costas and places like faith, they ship these crab cakes all over the world that need to get in there early, early December dates for all of our sponsors, and thinking ahead, for crab cakes, crabs for Christmas, all they brought to you by our friends at Jiffy Lube, multi care, getting Luke back and forth. It’s quick football week this week. We have a long election week here, and we’re gonna have a long weekend after this, after you play on Thursday night. It’s always a little bit weird. Thursday night football. You never know what you’re going to get. Joe burrows coming in. No one dislikes Joe burrow more than this guy. Even though he’s gave all of his riches to the The Ohio State University, he has nothing to do with the team that has the really good looking helmets and those good looking white jerseys down in Cincinnati. And by the way, Leonard, I see you’re wearing your Tommy Bahama lavender right now, you know the ravens are going to that, that glossy purple helmet on Thursday night, right?

Leonard Raskin  01:29

It’s not, I think, I don’t think it’s glossy. I think it’s actually Matt. Is it Matt? Okay, it’s a, it’s like a soft, it’s not shiny. It’s a, it’s a matte purple helmet with the original, I think it’s the original Raven logo on it, right?

Nestor Aparicio  01:42

You know you were, you were like a guy that was always involved in the local charities, and local charities I know, Mount Washington pediatrics, bringing all the experts out later on this month as well. That I told my wife, Ray Lewis is signed 10,000 Purple Helmets with a raven logo on it, right? They’ve they were always sexy, right? I mean, right.

02:05

I said right.

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Nestor Aparicio  02:05

I told David Modell in 1999 I’m like, why’d you pick a black helmet? Why didn’t you pick a helmet, sort of like the the Vikings, right? Where it has a little bit of, like, some sort of violet,

Leonard Raskin  02:17

absolutely, absolutely wear black.

Nestor Aparicio  02:20

You know how David, we’re wearing black,

Leonard Raskin  02:22

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so this week’s purple.

Nestor Aparicio  02:25

I look anything’s got to be better than those kits. The Broncos were right, that bizarre. What are they? Oh, they

Leonard Raskin  02:32

came out. I was like, what are they wearing?

Nestor Aparicio  02:36

Is what they look like. It did.

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Leonard Raskin  02:37

It was terrible. I thought they were the Browns for a minute.

Nestor Aparicio  02:40

I thought we were having a who’s wearing those pants.

Leonard Raskin  02:41

I thought we were having a repeat of the Browns game. I didn’t know who was coming on the field. They were just ugly, weird.

Nestor Aparicio  02:47

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I just want the Ravens don’t look like a USFL team or an XFL. Oh,

Leonard Raskin  02:51

they’re going to look like they’re wearing pajamas. Thursday night. It’s the it’s the isn’t it? Like the

Nestor Aparicio  02:56

purple color thing? Color of Rush, purple pants,

Leonard Raskin  02:59

purple shirt, purple helmet. They’re going to look like they’re wearing pajamas.

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Nestor Aparicio  03:02

They lost me during National Hispanic month, when I got banned. I got, you know, like, perfect timing. You lost me at like, you perfect timing. Player safety at all. We’re playing football games on Thursday night and week. Then our shipping

Leonard Raskin  03:17

is over. The good news, the good news is, I think, to a degree. You know, we had such a great lead on Sunday that they were able to sit Lamar. I don’t know why they didn’t sit him sooner. I guess they figured I’m always

Nestor Aparicio  03:30

the first guy on Twitter that wants Lamar to take a seat when we’re up 34 points, right? Yeah, you’re up,

Leonard Raskin  03:37

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you’re up, you’re up enough there to to take their your foot off. Finally, and Derek Henry, he needed to get 106 yards, I guess. So they left him in till the bitter end of his his deal there to get 100 but yeah, that was quite the beat down. And I don’t know whether Denver, who had a very stout defense, wasn’t up to the task. Has a decent offense. Bo Nicks. I don’t know why Sean Payton went for it every time on fourth down. I guess those are analytics these days. He did make one on a razzle dazzle triple reverse. Here, I tell you this as a kid, well, you know, 10, 1214, whatever. We always played neighborhood football. You remember neighborhood sure that play up every time. There was nothing better than neighborhood football. Nothing,

Nestor Aparicio  04:30

oh yeah, versus Essex. Yeah.

Leonard Raskin  04:32

We had, we had our neighborhood versus the other. You know, church, Lane Elementary versus Winfield elementary back in the day, and every other play, double reverse pass, every play, it was like, Wow, this would be so

Nestor Aparicio  04:46

cool. We’re trying to be bird Jones.

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Leonard Raskin  04:48

How cool was it? And the quarterback would always catch the patch. Or every other play, flea flicker. Flea flicker, come on. Let’s do there was no the. Was No, hey, diddle. Diddle Lydell, up the middle. Well, let’s

Nestor Aparicio  05:02

talk some football. Leonard Raskin is here from Raskin global, somewhere around here. I have my crab mallet, but I used it that’s all right once ago, whenever I used it at your thing, by the way, crab soup, if you work the crab, crab

Leonard Raskin  05:15

soup was very good. Grab soup was very good. Yeah, okay, it’s gone. That has been eaten. Absolutely gotta get a

Nestor Aparicio  05:23

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rascal global spoon for that. So you mentioned about Lamar being out of the game and being in a game and having a laugher, much like the bills game was a laugher. I mean, we’ve beaten some good teams by a lot of points, and then what’s going on with the Raiders all that, right? Offense court, giving away

Leonard Raskin  05:43

games to bad teams. So

Nestor Aparicio  05:45

I would say this, that drive, and it is a little different. I’m watching the game with Tony Romo, who’s half the man he used to be, right? But, but brought a lot of information about Sean, because he, Sean Payton was responsible for his career, right? Yeah, literally. So he had a lot of information within regard to the game that I’m listening to, that I’m learning about how defenders, how offenses want to deal with Kyle Hamilton as an example. There was great information in the broadcast on that. But here’s the part that slayed me, Peyton has this young quarterback, and they’re in this environment, they’re in the game, right? They’d 17 seven, they’re driving, yeah, they had moved the ball. They had run the ball against Absolutely, which nobody had run the ball. Well, they’ve been mainly responsible after giving the ball away on the second play of the game, and not have it, not costing any points, right? Just crazy. And the old days of you know, they Tucker takes a 59 yarder, and you’re losing three nothing, and or or something, right? Yep, so all the things that conspired for them at, I don’t know, 215 they were smelling okay. And then they, they get on this drive, and they’re managing it well, and they’re managing it well, and then the running back runs out of bounds on a swing pass after the left side on on this on the north sideline, and the clock stopped, and Romo lost his mind. He’s like, Oh, Sean’s not going to like that. And I’m like, Well, you just gave the Ravens at least 3540 seconds. Yeah, they wouldn’t have taken this out. It would have burned down that you’re just trying to at least kick a field goal, not give them the ball back. They barely kicked the field goal, right? It gave the ball back, and Lamar stuffed it up their backside and say they couldn’t tackle him. And I’m thinking you went from 1714 maybe 1710, worst case to 2410 when instead of 1714 because it felt like they were backing up, it was

Leonard Raskin  07:49

right, right, right, and

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Nestor Aparicio  07:50

they just completely missed. They mismanaged the whole drive on the on the second down play, they got up to the line of scrimmage, and the clock was burning, burning, burning, and they ran this squirrely astral play that got nothing and like now they’re in third, down in trouble, and they’re going to have to kick a field goal, and they’re going to have to give the Ravens the ball back like they should have called Time out. There’s a lot of things we live another day. No, the Ravens were getting the ball first in the second half, and the game just tilted, I mean, and that was 1714, and it was over with, you know, yep.

Leonard Raskin  08:29

And, you know, I’m sitting there, as per usual, we, we don’t have a lot of faith in our balls clock management skills, but I don’t know who decided it’s time to call time out on defense there. And I’m thinking to myself, just let them do what they’re doing. They’re they’re not playing well right now. Let them end the half and call it a day. And sure enough, we get the ball back, and Lamar, in a matter of seconds, flies down the field and and they score. It was rather unbelievable. I gotta tell you that it was unbelievable.

Nestor Aparicio  09:05

You got a rookie quarterback going into the locker room at right time, right you know, to Luke pointed this out, they never really touched the ball again, like he was 3110 before the kid got the ball back. And now all of a well, you’re down three times. If you look

Leonard Raskin  09:21

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at the stats, if you look at the stats, they had, I think 227 I remember 227 ish yards of offense in the first half. I think they ended at 299 right? Oh, well, after the first half, yeah, they had nothing happening. Nothing replays

Nestor Aparicio  09:40

in the third quarter before they got the ball. I’m like, it was really, really something. Leonard Raskin is here. He’s Raskin global, um, double duty for you. You’re going to both games this week. And absolutely, there’s some people selling off tickets Thursday and whatnot. A lot of Bronco fans. Are we watching leagues that way now that people travel? Yeah,

Leonard Raskin  09:58

a lot of people. Lot of people. We had some Bronco fans in our tailgate hanging out so and no fear, Baltimore is a cool place to watch a game. You shouldn’t have any fear. So this is a great town if you’re a visiting fan, to come and sit in the stands and watch the game. I don’t think you’re going to get harassed too badly unless, of course, it’s Pittsburgh. We say we have other rivals, but we really don’t. Nobody cares, by

Nestor Aparicio  10:23

the way, the commanders thing, and I’m sure you do business with what you do, managing money, and you’re some money advice here in a couple minutes as well. Yeah, what you’re doing later on in the month to help people here, after the election and ad before Christmas and before tax season, and before 2025 I mean, money never stops, right? Money. But you know, there’s a point with this Washington thing, with this kid playing down there, where they’re the best play good ball right now. And you and I go back to, you know, Joe Gibbs and John Riggins, and you and I talk at length about the capital Center and our memories, and your fandom and you saving every nickel you have when you didn’t have a nickel to do you use it Rod langway and Scott Stevens play. That was the one place I would go in my life with Phil Jackman down to CAPS games, as well as for concerts down there. Yeah, yeah, um, where you would literally see a real presence of Washington, Riggins, Theismann, whatever that era was, of the ages that it lasted most of our childhood, most of our absolutely dude this century. I mean, it feels like they might, the Washington football team might as well play in in blacks Alaska. They might as well be in Alaska. It doesn’t have a feeling that’s going to change, like, well,

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Leonard Raskin  11:40

of course, they’re they’re clearly front runners and and bandwagon fans, after 100 years of that look that ticket, you well remember, season tickets to the Redskins were left in people’s wills to their kids because you couldn’t get them. The waiting list for season tickets was long. And now I don’t even know if they have a list. I have a gal that I know, client of ours, daughter, works for the team and and they’re just starting to perk. You know, they’re starting to perk, but you

Nestor Aparicio  12:16

couldn’t get those tickets. And then the old people that were at RFK Stadium in 1986 um, it’s the same thing I said to my wife. I don’t know now that Chad Steele’s thrown people like me out, and I’m not going back. And, Lord knows, there’s somebody sitting in in a John Elway Jersey in my seat this week, right? Like, what, what, or whatever. Like, it’s not my responsibility anymore. But I do have a question. And, you know, I would ask you this, and I was gonna ask the internet, is it as much fun as it used to be, because it stopped being as much fun after the game the Wembley knee, I don’t mean to Joe Flacco air or Ray Rice punching his wife, and I don’t mean any, oh, no, it’s fine. Just me going down there. Yeah, it used to be very communal. In our city. There’s lots of people, same people in our sleep. I mean, know where you sit? Fans in our section for 25 years. Literally, none, none. Where you sit

Leonard Raskin  13:09

depends, you know, you get the same people. We have a great time at the game. We hang out with the same people. We High Five the same folks. We’re talking football during the game. We’re talking family before game. And hats are

Nestor Aparicio  13:19

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fun for me. I don’t go out there and have strangers sit amongst me every week, and it wouldn’t feel like the same thing to me as if, yeah, I think

Leonard Raskin  13:28

it’s still great. I mean, we have give me an example. Yesterday, we had friends that we’ve met from Toronto, okay? And this, this couple has season tickets to the Ravens from Toronto, and they come down. They come in for about half the games. Okay, it’s, according to them, it’s his short drive to either Detroit or Buffalo, and then a quick flight, cheap, quick flight. And they spend a weekend and make it a weekend in Baltimore, you know, weekend away. And they love it. They come down at least half the games. They sell the other half. Uh, one thing that wasn’t fabulous for them is they happen to sit in an area where the stadium’s being redone and their seats have been absconded. So they’ve been moved, moved for the opportunity to raise, I guess, a million dollars for the floor seats, if you will, or something, I don’t know, but whatever. But they’re still happy. They love black

Nestor Aparicio  14:25

wing, uh, got invited by the Hearst Corporation, okay, um, I haven’t seen it yet. Yeah, I saw, I mean, he put video up and all that. And, dude, they just put a big buffet back where the press table was, like, I’m, you know, literally, there you go. The Press notes were right now, like steamship round to beef and and mediocre crap. I don’t meet mediocre, mediocre Mike. I’m Adam. What kind of crab cake? I’ve never had a decent crab cake in that stadium. So media, well, I did with Bruce Chris or I was in the Rose Chris box up there was their own food. They probably own food. So it like was, it was an upgrade. I don’t know. Who

Leonard Raskin  15:00

does the crab cakes? But if they got somebody good local, they could be pretty good. Who does

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Nestor Aparicio  15:04

for me, though, Leonard, I would just say, like I’m experiencing the game now on TV. I don’t different as much as my seat, I would say, but I’m watching it, and I just see all of these Broncos fans sitting. And I said to my wife, it was a, it was a pretty big that it was never,

Leonard Raskin  15:20

I know. I think we still, I think we had visitor teams, well, maybe 10 years, but certainly we’ve had some visitor teams in and like people in, like I said, we had Bronco fans at the tailgate. It’s all good. I hope on Thursday night there’s no bang. Gals fans,

Nestor Aparicio  15:35

you got a tougher vibe about them. Wait, why are you so anti bait? What did they ever do to

Leonard Raskin  15:39

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you? Nothing, nothing. They’re our division. They’re they’re like a half rival, and I don’t like Joe burrow. I think

Nestor Aparicio  15:45

rival. They’re a half right arrival, because they’ve beaten us a couple times, going back to Marvin and really hurt our feelings a couple of times,

Leonard Raskin  15:52

a couple times. That’s what makes it a rivalry. But they haven’t beaten us enough to care. They’ve never beaten us in January. Well, it’s time to beat them to Thursday, and then we wanted to worry about it,

Nestor Aparicio  16:03

because they never played the Bengals in like, a real January. We don’t have

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Leonard Raskin  16:08

to worry about it. We knock them out this week. We wanted to

Nestor Aparicio  16:10

worry about him. They beat us in the playoffs two years ago because we didn’t have Lamar. We didn’t have anybody playing. You

Leonard Raskin  16:15

had you had your pro bowler, Tyler Huntley. Where’s he now? Dude,

Nestor Aparicio  16:20

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we’re in a whole different universe. When Lamar didn’t even get on the plane and he’s holding signs up, pay me. And right now he’s got another MVP and he’s if the league star,

Leonard Raskin  16:27

MV three, MV three, MV 3v, three.

Nestor Aparicio  16:32

Have you coined that already?

Leonard Raskin  16:33

No, I heard that from King Henry called him that yesterday. Called him that yesterday.

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Nestor Aparicio  16:39

Wow, most of his shirt. Guy didn’t get a hold of that. Oh, there you go.

Leonard Raskin  16:43

I saw it on the heard it on the the post game. I happened to, you know, catch some highlights, and that was during No, no, no, no, the National Post game. They had, okay, like you said, they had the big team out yesterday for the game right Sunday. And who’s the field? The gal on the field, what’s her name? Oh, go ahead. Anyway, whoever does the interviews down the sidelines, did the post game with Lamar, and

Nestor Aparicio  17:12

then you went MB, and she

Leonard Raskin  17:15

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said, she said to them, they were going to be fighting for the MVP at the year end. And Derek said, No, it’s his. It’s MV three,

Nestor Aparicio  17:23

MV three. I like that. Well, I like it. The reason I missed that, that post game thing is it was 41 to 10, and I played red zone on and I’m like, you know, right? I’m gonna watch some and and then I bought the red zone, I swear to guys like 415 on Sunday, and I had some work to do shortly. Yeah, I have a brand new media kit for all the listeners we don’t have here to prove it. You know, the 500,000 downloads we’ve had on our podcast chat just just little things like that. So working on that, it’s like 415 and red zones on and New England’s tripping around with Tennessee. And I’m like, watching it like, I’m in I’m watching it, and I’m watching it, it’s in overtime. And I said to my wife, I’m like, the two and six and one, and say, like, it’s like, I got money game. I’m like, I gotta go do something else. Let’s go make a pot roast or something. You know what? I mean, absolutely, a lot

Leonard Raskin  18:18

of bad teams. There are a lot of bad records out there. I

Nestor Aparicio  18:21

can’t I have not watched Thursday night football all year. I mean, I’m not proud of that, or I’m not bragging about Amazon or what they did to the Washington Post couple weeks ago. Nothing like that. I just, I like, it’s less is more. I watch Monday Night Football. I watched a lot of baseball.

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Leonard Raskin  18:38

How about the baseball? We didn’t talk baseball. How about the Dodgers? How

Nestor Aparicio  18:42

about the die? You got your Dodger blue shirt? Yeah, Fernando, yes,

Leonard Raskin  18:47

indeed. How about the Dodgers? How great was that?

Nestor Aparicio  18:51

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Did you know I knew Fernando? I did not. I did not So back when I was a real media member, yes, of course, first 38 years of my That’s right, yeah, just 38 years I was a real media member, not the last two. Fernando pitch for the Orioles in 9394

Leonard Raskin  19:09

Yes, I do remember that for about a spit, yeah. And I

Nestor Aparicio  19:12

was very, I mean, I covered the team. I mean, I was, yeah, locker room with all of the Ben McDonald’s and Rick sukliffs and Brady Anderson and there was no football team here. It’s that long before the baseball strike is how long ago it was so Camden Yards, brand new, ripkens, still two years out from breaking the street, right? This is the basselman brawl, kind of summer, right? Same time, right? With Messina and Fernando got dealt in or signed in, or free agent it in, or whatever they were. Jamie moyering At that point, yeah, like all of that. And Fernando came in and Leonard, I’m telling you, he was a legend to me, right? He was amazing, right? Like Fernando, anybody our age was, yeah, right. It

Leonard Raskin  19:56

was unreal. You got to watch him pitch. My goodness. Man.

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Nestor Aparicio  19:59

Fernand. Domain. I was 13 that summer up. It was crazy, watching crazy on like, USA television network, Channel Nine, on the cable, and I can watch him be right, yeah. I mean, like, I remember the Fernando mania was a big ESP Chris Berman’s doing nicknames at that time in our lives. Yes, for me, when he got here, it was. I was a little intimid. He was a bigger deal than Cal Ripken to me, sure, like he was, like George Brett was to me at that point, or like, meeting a real deity dog. Yeah, could not have been when he shook your hand. He shook right handed, and he had these really soft hands, and he had this, like, niceness about him, in this way about him that was not big league you at all. He spoke to you as he was interested in you. You know what I mean? When he knew I was related to Aparicio, he couldn’t have treated me any differently. And then I saw him in 2008 or nine, I was out at Spring training at Camelback Ranch in LA Dennis Mannion was running the Dodgers. That’s before Janet Marie worked there. This is when the mccourts. Jamie Luskin McCourt, sure, sure. Steve Miles, his cousin, was running and owning the Dodgers. And I was out in this beautiful facility out in in the west side of Glendale, right where the where the dome is, where the Arizona plays. And Fernando walked across the parking lot, and I saw him, and he saw me, and I saw him, and he saw me, and had my wife with me, and, like, big hug and a picture. And how are you? And I want to meet your wife. And my wife just didn’t know enough right baseball, right to, like, she’s, I’m, like, Dude, that’s Fernando, like, you know, like, so to see him be honored. And the 30 Absolutely, absolutely, it makes my heart. It fills my heart. Yeah,

Leonard Raskin  21:51

he was, he was something to watch. He had the most weird, wild wind up and screwball dude and, oh my god, you couldn’t hit it. He was a, he was a throwback to a earlier era. And he’s the last of those wild, wacky, actually, there’s a couple of them now, but he, he just had it going. And the persona, you know, you got him, you had Mark fidge Talk to the ball. You had you had silver passers, yeah, you had some characters in the game. But he was, he was unhittable, unhittable. And and it was just, he was so fun to watch, and it changed, changed the face of the sport there for a while, and they honored him when he passed right before the series,

Nestor Aparicio  22:32

yeah. I mean this series, if you’re a Dodger fan for life, the Fernando part of this, yeah, be like the Orioles winning after Brooks Robinson passes right. Just, you know, great player. We lose it absolutely, absolutely.

Leonard Raskin  22:45

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I just that was fun. Five nothing. And I’m watching the game and I’m thinking, they gotta chip away at this. They gotta chip away at this. And then that inning, the inning, the fifth inning, will go down in Yankee lore as if it were Bill Bucha.

Nestor Aparicio  23:05

You know how close I came to going to game five on Wednesday night, I had a flight to LA that I canceled, yeah, for Game Six. Cancel my flight from going nowhere. It’s a good song for you. I was going to go out for Game six and seven, right? Possible. And more than that, the Hollywood bowls at the top, we talked about my bucket. Yeah, bucket, yeah, sure, yes. Hollywood Bowl. Kilmore was playing the Hollywood Bowl on Wednesday, and on Halloween night, I’m going to go out to Hollywood Bowl. It’s gonna be 75 degrees in LA, yeah, hang out at Game Six. I had a had a a chance at a ticket. Yeah, the game six ticket, my get in nothing was going to be $600 range, sure, sure, sure, right, yeah. So what happened with the the Yankees going in the can? I could not have gone to game four on Tuesday. My wife is out of town, flying home, but tickets had gotten down in that like three, $400 range in New York, yeah, for game four, if you just wanted to go up again, yeah, sure. The weather was like, chillier, really chilly on Monday night. Game three was chilly. Four was chilly. Game five was 80 degrees in New York on perfect day, perfect. And I said to my wife, you know, I might go up and I woke up Wednesday morning because the Yankees had to win on Tuesday. Right, right. So the Yankees won on Tuesday, and the tickets went the other way. It was eight, 900 bucks. I’m like, I’m just out. I’m out, right? So here’s my math on this. Leonard, I had a flight to the West Coast. We’re gonna blow a lot of money, rent a car, get a hotel, do all this, see my cousin, see some friends, right? I was gonna make a thing of it. Bailed on it, didn’t spend the nickel, canceled everything. Got my $259 back from Southwest Airlines, and I’ll use it later. That’s fine, right? Yeah, sure. So Wednesday morning, I wake up and I can go to New York, and I’m playing the ticket game. Tickets went as low as $395 at 1.4 $154 I had a ticket on my screen under $500 Yep, and a $30 bus up back and dude $120 to park the car at Dodger Stadium. And right, right, right. So right off the bat, like I’m thinking to myself and and I can watch the Yankees get eliminated Yankee Stadium, probably 65 degrees a game, yes, perfect. Like it’s everywhere I went to 47 World Series games, Leonard, okay, I’m not bragging. I froze my ass off at 35 of them, because it’s just always really cold. You want to go back to the 93 World Series in Philly. I was there. It was just,

Leonard Raskin  25:36

it was funny, these late October games aren’t for the warm now.

Nestor Aparicio  25:40

They’re November. So like I had it, I had the ticket on my screen. I went through and put, you’ve reserved your ticket, we’ve held your ticket. You have a ticket. It was in the 18th row behind home plate. It wasn’t even like a bad Sure, sure, sure. And I had to put my three digit code in. I put my little three digit code in, and I hit it, and I lost the ticket, and this was its 15 karma on Wednesday morning, and the tickets never came back down. They went seven, 800 bucks. They came down to send the sixes. And I’m an idiot. I’m still an idiot. I’m an idiot for not going. But I thought for 400 bucks I was in series night. Well,

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Leonard Raskin  26:17

it was fabulous to watch them have their Bill Buckner moment and lose the game in front of their home fans, especially when it made it better was being there wrong for sure, and especially the the Jeffrey Mayer impersonators outright field those

Nestor Aparicio  26:31

guys.

Leonard Raskin  26:35

I’m not kicked out. How long do you think they’re kicked out?

Nestor Aparicio  26:38

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I got the first base one time with Morgana.

Leonard Raskin  26:42

Okay. Oh, there you go. You

Nestor Aparicio  26:43

know what I mean? When you know, I got kissed by Morgana at Michael civiano house, and I got kissed by her. And this is the God’s honest truth. This is I, I’m not making this up. This is Emer SIG would tell I knew she was doing the Ripken thing, yeah, what before she did it? Okay because we’re seeing she went to jail. She literally went to jail. And was SIG and and her husband, Bill, who I also knew Morgan’s husband, yep, um, went to bail Morgana out. They got her out of jail. They got her out of jail like after midnight, because back then they right. It wasn’t like they were they were looking to make a point that you couldn’t get on the field. Because what would Rex Barney say? Oh, fine, imprisonment, or both, amen, right? Amen, right. Alright, fine. So Morgana, the day that that she kissed me, and I have this great picture her kissing me in the dressing I’m like all you know, like we, we made it a day at rasig house, where Morgana literally hung out all day to come back for the trial. Oh, geez. So, like, two months later, there was a trust ridiculous, by the way, she lived in Columbus, Ohio. Yeah, how ridiculous. So Morgana came back for that the trial, right? And we played volleyball, had a cookout ever six hours. So I got to picture her kissing me because she had to come back for the trial. Like, literally, I get it. Guys grab Mookie Betts his arm. Yeah, I saw it. It was and they didn’t even go to jail. They were here. It stands across. They were at

Leonard Raskin  28:19

the bar, out at the bar that’s on, is that on belief that’s crazy. It’s crazy. So what do you think they coming back next year? I don’t know. There’s, I think they’re going to find them other tickets in the stadium and let them come back.

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Nestor Aparicio  28:31

I did like the meme where they bronze the guy and he had, like, such a, like, a mafia name.

Leonard Raskin  28:38

I saw, hey, hey, hey. Here’s, I don’t know if you saw this one. This is the best one out of the whole series. Did you see the meme about Aaron judge in Times Square? I did. He’s going to drop the ball. How great was that? How great is that? Aaron judge New Year’s Eve, Times Square, so he can drop the ball. It just doesn’t get better than well. And bragging

Nestor Aparicio  28:59

on the Yankees happens with them? With Gary Cole and with Juan Soto, they

Leonard Raskin  29:04

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got a big payroll coming, or they’re gonna just be mediocre again for a long time, by the way, that’s good. I’ll

Nestor Aparicio  29:10

leave you with this because I want to let you plug what you do and your money. You have a big seminar coming, and it’s a Zoomer. It’s easy for people. Um, there’s a rumor that I may be in the room with Mr. Rubenstein at some this week. Wow. So if I get the chance to ask him what this offseason is going to look like, I’m sure not going to get an answer. But this is the time where new

Leonard Raskin  29:33

force, where all player, yes, all online. Anthony Santander, one of the most coveted free agents in baseball. Uh oh, here we go. What are we going to do about it? He’s not more COVID than Juan Soto. No, well, I know that. You know that, but he’s right up there. He’s right up there. He’s going for big money. He’s going for big money this off season. Who’s going to get him? Who’s going to get Soto? Is he going. Go to the Dodgers.

Nestor Aparicio  30:02

I mean, but the luxury tax and how about Juan Soto financially? But

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Leonard Raskin  30:07

how about Juan Soto? The dude crushed it with the with the Red Sox, right? Oh, no, I’m sorry with the National, national Padres won the World Series with the nets. Grew the Padres goes to the Dodgers. No, sorry to the Yankees. Plays for the World Series. I mean, What? What?

Nestor Aparicio  30:26

Not the dude that’s been on the World Series team every year, last five years, he’s one that’s pretty good every year. That’s pretty good. That is bizarre, too. So you’ve got us, you got a thing coming up and, yeah, um, he’s out in the front of Baltimore. Positive. We have fun. He goes to the games. We go to the games. We go to the games. He would talk any hockey in this segment. We shall. This is a weird election week for winners and losers. And people are going to say they hopefully coming and going, wait till it’s over. Yeah, my God, you know, if can’t watch me for any more money. Oh, my Lord, can you imagine if I given $1 every time a text came through in the last

Leonard Raskin  31:03

imagine. Could you imagine if, as business owners, we had the opportunity to text like that? I love how the politicians exempt themselves from every law that we have to abide by. I don’t care which party it is. It’s ridiculous. I can’t get, can’t get through my emails or texts with so once we get

Nestor Aparicio  31:25

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through this and there’s Apocalypse by the end, that’s right, you know, whatever, Trump will carry on. That’s right, Georgia flipping whatever it is happen.

Leonard Raskin  31:35

It’s gonna happen. And never sleeps. Money Never Sleeps. We’re

Nestor Aparicio  31:39

gonna be, you’re going to be doing something here at the end of the year to try to, like, walk people through. You wrote a book earlier this year too. I

Leonard Raskin  31:46

did, I did. But do she who? How a real fiduciary, what a real fiduciary would tell you about how to protect, grow, enjoy and transfer your wealth. And this is the session about protect. So we are doing a zoom, a zoom in our because it’s not a webinar. You can be live on screen ask questions. It is Wednesday, November 20, at 6:30pm uh, happy to have anyone who wants to join us, jump on the Zoom, and we will be talking about how to protect your wealth and grow your wealth at the same time, people think and don’t want to protect their wealth. One of the reasons they don’t want to protect their wealth is they believe it is a significant hindrance to having wealth. And what I will tell you is that that is nonsense, that there are ways to simultaneously do both, if you understand how money works, which we do? So we will be talking about, first and foremost, what do you protect? How do you protect? And how do you do that while still growing wealth? And it’s a matter of looking at your macro financial, your holistic financial life, and understanding that there are multiple ways to do all these things, and you are not being given the best answers by most of the people that you’re listening to, because when it comes to insurance, for instance, the people that give you The advice are trained and work for insurance companies. And as a result, what they tell you is what the insurance company trained them and what the insurance company wants them to tell you to do. And very often, just like if you listen to the government when it comes to your financial advice, you make mistakes when it comes to protecting your wealth, you listen to the insurance companies, you make mistakes. So we will be talking about all types of insurance, all types of legal, titling of your assets, estate planning, the the mechanisms that are about protecting your wealth and keeping them from what we call the damn takers, because your money flows, and it flows in a way that gets stopped, gets held up by a dam, and so the people that would come in and try to take it, we call damn takers, and we want to make sure that your wealth is protected from them and that they can’t take it. So how do you efficiently and effectively protect your wealth and continue to grow it and simultaneously do both. So it is a zoom session. If you want to invitation to that, you can find it on our show page out on Baltimore positive. You can check us out info at Raskin global and ask for the link. I don’t think it’s out on our website, but we do have a calendar out there. Actually it is. If you go to the bottom right of our home page, there is a place where you can get a calendar to all of our events, and this one is absolutely on it. The link the registration is free, and you can ask any question you’d like about any insurance protection. Financial question that you have during the session. So it’s an hour 637, 30 on Wednesday the 20th, and we will be post election apocalypse and pre Turkey apocalypse, well,

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Nestor Aparicio  35:13

and also the holidays, in getting together with family and absolutely, getting organized. And I speak from first hand experience here, the organizational process doesn’t happen overnight. No, like, if you have any complexity at all, any family members, money, wills, insurance situations, more bank notes, loan, any of that kind of stuff. Grabbing all of that and getting it under one roof is the first challenge, usually when people absolutely

Leonard Raskin  35:41

Nestor. I was with a guy just this last week, two days doing a conference, and he was a a colleague, and he said to me, here’s what he said, I lost my dad. A year later, I lost my mom. I have three brothers, and mom and dad left me as the executor of their will. Had no idea what they had. They lived under the terms of the no talk rule. We don’t tell we don’t talk. He said I had no idea what they had. It was a mess. It was confusing. I had to deal with it all as the executor. I had to deal with my siblings. We had to figure out how to share what, who was going to get what while you’re grieving, too. Yeah, yeah. And the documents weren’t precise. They they were very scatter, haphazard. They had documents, but they weren’t precise, and so we had to make guesses of what they would have wanted. And you don’t want that. You want certainty. You want to know what, what is there and what, what’s going on. We have family meetings. We talk about how you protect your wealth with the whole family, and we want to bring the kids into those meetings as soon as possible, as soon as you think they’re reasonably able to handle the discussion. And it’s not about how much you have and how much they’re going to get. It’s very specific questions now where it is and where it is, and what the future is, and who they talk to when things come. Because you get you get caught up with the wrong people, and those damn takers at death will take everything. And as you said, it happens at the worst possible time. You know, people come out of the woodwork when when you’re grieving. But even before that, people get sued and lose fortunes. People get sick, disabled and lose fortunes. You know, we’ve talked over the years about your wife’s illness when she missed work. We weren’t working together then, but I’m certain, because I know where she works when she missed work, one thing you didn’t have to worry about was health insurance. The bills were paid, and she had Disability Income benefits that covered her compensation while she was out because she works for a company that has benefits that she took advantage of. Had she passed tragically, there would have been life insurance proceeds there to replace income lost. But everybody doesn’t have that. You work for small business America, which over half of the working population does, those benefits may not be readily available to you. Or if you’re a 20 something, a 30 something these days, is something we’ve never seen before, and you’re in my generation, if you had a resume longer than a page, there was a problem. Today, if you have a resume at one page, there’s a problem. These kids are jumping, jumping, jumping, jumping. Jobs and benefits are not consistent, and wealth gets left behind, and costs occur, and people don’t understand the impact of that. You go to Job a to job B. Job B requires you to be insurable, to get benefits, and you have ever had a health issue, it changes escape, but everything. So we want to make sure people are protected from all of that. What ifs, wherefores, and that’s what we’re going to talk about for a good solid hour on Wednesday the 20th so come on out. Check us out on the website. We have the invitation bottom right to our event schedule, and the Zoom link is there. Come on and ask us whatever you want. Get clear about what you’ve got or questions you may have around it. It’s not as easy as 15 minutes. Save 15% that’s just not good enough. You need to know what you should have. More importantly than what it costs.

Nestor Aparicio  39:26

Leonard Raskin is here with solid advice. As always, he is Raskin global. I’m wearing the Baltimore Colts color shirts, but never the Cowboys. And you know, looking down at the Raven schedule saying what’s record going to be by the time your seminar gets here on the Wednesday the 20th, in advance of thanksgiving and the Chargers game and all that Steelers game. I mean, take next weekend off. We play Thursday, chill out, everybody, then the Steelers on the 17th. So we are getting in, big dude. We’re about to go from pumpkin straight into eggnog. I think that Amen Luke is going to be covering all things ravens this week, in the short week. Week, lot of election stuff, lot of bangle stuff, lot of Raven stuff getting ready here, as well as some archival stuff that has to do with elections, has to do with American politics and sort of Schoolhouse Rock, basic stuff around here this week, in sort of a strange football week, and no games for the Ravens on Sunday, I am Nestor. We are W, N, S T am 1570 house in Baltimore, and we never stop talking Baltimore positive you.