Leonard Raskin and Nestor discuss end of year football and college bowl season and some finance tips to be aware of before the ball drops on 2022.
SUMMARY KEYWORDS
game, crabs, week, quarterback, play, thinking, year, baltimore, 31st anniversary, lamar, raskin, run, cincinnati, big, hardball, eat, wife, playoffs, ravens, pittsburgh
W N S, T, Towson, Baltimore and Baltimore positive. Weโre taking the Maryland crabcake tour back out on the road twice this week for my 31st anniversary Baltimore radio. Itโs all brought to you by our friends at the Maryland lottery Iโll be giving away some ravens scratch off tickets as well. Weโre gonna Hootenanny weโre gonna be a failure on Friday honoring Dan Rodricks. The great will Schwartz was the one time producer of my television show with Lawrence Taylor and the buddy Ryan back in the day. Thatโd be families on Friday morning. I think Ross is going to be joining us in the Maryland lottery as well. Big thanks to our friends at Goodwill as well as when donation 866 90 nation 0% financing on Windows so go get them and weโll be back next Thursday in Dundalk at Costas celebrating my 31st anniversary so itโs three things really going on. Itโs a holiday event. 31st anniversary on radio and Rock and Roll Hall of Famer the great drummer from the Go Goโs of Dundalk. Jean is shocked doing a extended conversation as well as the hammer Jacks documentary folks. This guy has been a Costas over the weekend for the big crabs. Yes, they have the big and heโs also been at the Ravens game but Ohio State didnโt get their ass kicked this week and that they are you sorry I didnโt mean to get you get you off on the wrong foot of your letters.
01:52
No worries. No look. Hey, weโre going to the playoffs right off. Yeah, how about that theyโre going to the playoffs you get mad and you still get a recipe you get another chain man. 10 in one if you watched the Utes USC I donโt know if youโre a fan. That was a great game. I thought that was a great game, and the Utes beat up USC and at the end of the game head coach from the Utes Mr. I believe Willingham jumped up on the set of Fox Sports and Urban Meyer was up there and I did not know this little tidbit. Urban Meyer hired him as one of his assistant coaches when he was head coach at the Utes back in 2003. So urban was given the old hug, hugging them all up and saying how great is when was and then coach for the youth said Youโre welcome Ryan day, because USC was for Ohio State was five, Alabama was six. So lo and behold at the end of the day, Ohio State sneaks into backdoor gets in the playoffs and what do they get for their trouble? A trip to the Peach Bowl to play number one Georgia on New Yearโs Eve at eight oโclock at night. Game home game for the Bulldogs Thatโs right, a home game for the quarterback that I believe should win the Heisman trophy. If
03:23
you do weeks ago before they got their ass kicked by Michigan, you were a believer that they were national championship game, you know, caliber.
03:32
I thought it would be good to see. Georgia. I thought itโd be good to see them play Georgia and the final now theyโre going to have to play him in the semifinal.
03:40
Okay, well,
03:40
weโll see. You either put up or shut up.
03:44
Are you a boy headed to introducing peach tree dancing for the new year and
03:48
the wife weโre gonna Peach Out and the wife weโre gonna three of us are gonna Peach Out and we now have changed our plans around and we will spend New Yearโs Eve in the Peach State. We down there and Atlanta games at eight. So with a win. Itโll be ringing in 23 in a crazy way. Something wouldnโt have been something it would be something there six and a half. I think theyโre six and a half point underdogs. And if they lose that weโre just in Atlanta for New Yearโs Eve which weโve never done. And then weโll come home on New Yearโs Day in the morning and maybe go watch the Ravens play the Steelers that afternoon you know
04:24
all right let a Raskin is more than that. His son is in Ohio State he sounds like heโs a rising freshman but heโs almost does the end in the beginning at this point on it and you think you have a chance for national champion for the for the Ravens. You went to the game Sunday. This horrible obviously the situation with Lamar and I watched John Harbaughโs press conference on Monday. He looked almost ashen to some degree, like heโs gonna get out there and say maybe this week, maybe next week can be maybe next week and then itโd be maybe the VA, but it starts to feel like this. This is a couple of games that theyโre gonna have to do something that they couldnโt do last year, which is win without him.
05:03
Look, look weโve spoken this whole year before the season. During the season. What did we talk about?
05:10
primary business, the American having insurance,
05:14
I hope Lamar had his body has his body insured because every day that guaranteed contract looks worse and worse. And God forbid the knee is real serious bad. Itโs heโs a running quarterback. And this wasnโt even on a run. This was on a sack. He wasnโt even running. He got hurt trying to be pocket quarterback and he got plowed. He came down on his knee and I donโt know what happened but the bruise is obviously more than a bruise. So I think they said the X rays were negative, right?
05:46
Yeah, they can say whatever they say who cares? Heโs razor negative x ray. Oh, itโs any Pittsburghers? Not right?
05:54
They donโt show ligaments right x ray show Bones. So he didnโt crack a bone in his knee. But that doesnโt mean it didnโt tear the ACL or something. PCL is
06:03
what a few internet doctors had talked about, which could be a couple, two to four weeks, but itโs just different when youโre running quarterback and you canโt really run and watching Russell Wilson run around the other day, who is a little bit of a shadow. Maybe heโs lost a half a step. But if thatโs your game, if your game speed and you lose a quarter of a step, at that level,
06:26
youโre normal. Youโre caught. Youโre normal. And look Huntley came in kid did all right, but he woke up thinking he was on the practice squad or something. He didnโt wake up thinking he was playing Denverโs defense. And I donโt know whether our offense looked that bad or Denverโs defense looked that good but they look really good. Defense looks really good.
06:46
They did a bad job, you know. And, but but the issue for this franchise right now is eight and four not unlike last year. Good start Great. Starting four is a great start. Itโs not a good start to great. Itโs the foundation to get you into the playoffs. And at the beginning of the year. We were like oh letโs start the year against the Giants. The dolphins the Jets. Right and then when CDs enter the year weโll get clear whatโs not clear what anymore and our quarterbacks gonna go to jail and and the Steelers donโt have a quarterback and Mitch Trubisky and all that. And all of a sudden what we have here is four out of five weeks of Division football. Got to begin on the road, the last one on the road in Cincinnati, and all of a sudden
07:32
could be a Sunday night game or something wild. If it matters, the easy
07:38
schedule has turned into a schedule. We got to go to Pittsburgh and we donโt have our left tackle and we donโt have our quarterback and we got to go to Cleveland and theyโre gonna have their quarterback and itโs the weather and bla bla bla bla i This. This doesnโt have good good mojo right now. Especially if you saw Cincinnati played four oโclock on Sunday.
07:56
Absolutely. They beat the chefโs they look good against the chefโs once more theyโre three and against the chefโs is late last year. How about that?
08:07
Itโs like a big game for
08:09
the Super Bowl. Heโs the only quarterback to beat. Patrick mahomes Three times. Ever, ever. How about that? Heโs got him three and out.
08:20
Well, I had a hard time there. Weโve had a hard time because weโve never really been the better team against the chiefs. Right? And as composed right now. I look at Buffalo I look at Kansas City. I look at Cincinnati and saying how are you going to be two or three of those teams in January as complex as they are right
08:38
now as they are now right composition and what happened with Patrick queen?
08:42
Well, that was it. Thatโs a bone bruise that was when that is what it is. Calling it a bone bruise. Theyโre calling that a bone bruise and that heโd be able to play at some and what about Hamilton? That that heโs in and out i but heโs
08:57
just I think the kids are stunned but with him out thatโs not they werenโt good when he was out the last. Um, that hurt. That hurt.
09:04
I think they start taking pieces away from the secondary pieces away from the pass rush. Thatโs concerning. The biggest concerning thing I have is how theyโre going to manufacture points. They werenโt great with Lamar in there prior to last week. The left tackle situation obviously this kid for lay lay. Thatโs not Thatโs not a winning scenario experiment now.
09:24
Itโs itโs a must do. Itโs a must do but not a great, great experiment. So thatโs going to be tough. And we got to hope Lamar is sooner rather than later. Although Iโll tell you you know Huntleys not bad. He plays a good second. Second, Lamar. Heโs got heโs got some good legs. It looks like itโs decent arm. He looked good last year for what he needed to do. But they have to win big games. And the first one is the Steelers I think pick it right Pickett who is coming on. But and if your defense is in hot oh pill, take them apart. Well, the question
09:59
is how long Lamar is going to be out and right standard this injury and what it means to them over 234 weeks, like these next three weeks critical may hang in Pittsburgh, maybe hanging in Cleveland, certainly Atlanta looks to be not so good. Now theyโre gonna play that Cleveland game on Saturday. So the Cleveland game is going to be the short rest right? So getting more back a day earlier. I donโt know if a day matters one way or another. But these next two games were the Hatfields and McCoys and the division itself and these rivalry games. This just doesnโt it doesnโt feel like good mojo to me right now.
10:35
Yeah, itโs not pretty. And theyโre gonna have to figure it out and and work through it. Youโre right. Itโs gonna be a tough, a tough sled. Theyโre gonna have to pull it. And so weโll see what theyโre made of. I think thatโs the big thing. And thereโs talk in the streets that Greg Roman is being talked to by Stanford.
10:54
Thatโs correct. Yeah. So itโs been confirmed by John. Right. So
10:58
if he goes, if they offer and he goes, You canโt get there soon enough to start recruiting.
11:05
Well, I donโt know about that. I donโt know that. Thatโs the way John would see it in regard to play calling. Although calling the play for the wide receiver to throw the football when youโre, oh, it feel gold position. I mean, you know, hardball addressed it at length on Monday once he calmed down after the game. He looked a little morose on Monday, given Lamar circumstances and whatever the prognosis is for him, which is he playing in Pittsburgh this week, we get the notion that Greg Roman would call that play, and you know, the chain of command goes I mean, I cannot imagine that play. is installed in that circumstance without John hardball knowing about it. And say, this is a good time to run that or no, no, no, no, no timeout. Weโre not running that play. We got to get three points here. But John thinks about three points Johnโs
11:56
777. And they and you know that played it look right from the start. Right at the snap the way the first hand off happened didnโt look right. And then the second one and Iโm thinking cool crochets coming around the end, theyโre gonna theyโre gonna do it and around the room. Did you see how much field he had in front of them? The dude had room to run. You know why? Because seven guys were in the endzone covering one receiver. Oh, my God.
12:20
Well, I mean, Iโve always said he probably should have ran with the ball, you know, like,
12:23
so much room. And then after that, right after he threw it, and they picked it, I said to the people that we sit with and sit around us I said, is your third string quarterback? Because heโs a runner, and what have Huntley would have gone down whoโs, whoโs next up is
12:45
Sam Cooke used to be the guy heโs not here and not here. Now. Iโll
12:49
tell you what, the one thing Iโll say other than the misery of the game, which it was miserable, except we got the W so I guess Iโll take miserable in a win versus Jacksonville. And look at okay, and losing, you know, thatโs okay. But but the halftime was really good, really strong. I had not seen Marshall yonder in quite a while. That man is half the man he used to be. My God. The man was almost unrecognizable, the amount of weight that was off his shell. And just great words, really, really smooth. really caring. And, boy, he sounded like he wanted to be out there and play and he was fired up. For Baltimore fired up for football. I donโt know what heโs doing these days. But that man wants to coach. He was rah, rah rollin baby. He was ready to coach up the line.
13:43
lost all the weight before the plague right so he retired after the 19 season. Yeah, brought everybody back and we were all like for him to retire. We were like what happened in March? He lost all that weight like instantly first one.
13:57
It was a itโs amazing. The demand looks it was all dressed up in a suit. Yeah, just kids his wife there. Heโs looking sharp. And he was talking some smack that dude was ready. Iโm telling you. He sounded ready to coach it offense. He sounded ready to coach Ray Lewis. That dude was ready to bang through a wall for the Ravens. Yes,
14:16
sponsor me a number of years but he came out and did the show with me. I want to say was in 1716 or 17. Yeah, it was after Jen survive. We swapped for the bone marrow registry. We did it up in Carroll County at Greenmount station where you can now legally play some sports wagers games if you wish. I didnโt get a great crabcake as well. Itโs good ribs to Chris up their agreement. So I ran the interview with him on Monday here at AM 15 Seven eat again on Tuesday morning this week and I you know I put it up because itโs been six seven years right? Iโve known Marshall getting ya know his mother the first time you ever gotten a game. We kicked off the season in Cincinnati was a night game back in 2006 when he was drafted I was sitting in the stands in the upper deck. His mother was sitting near me and her boy was going into an NFL game for the first time and they were an Iowa farm fire.
15:10
Heโs a farmer. Heโs a farmer.
15:14
So thatโs how far back I add this picture Marshall and we both look young, you know in in 2006. So Marshall came out and did the show. And all I remember about that night and I havenโt listened to the interview even though we ran it on Monday was I remember sitting with him and he was always one that didnโt like the media so much whatever. He got along fine with me but he didnโt do a lot of things. Itโs one of the reasons youโd like to speak all them. Thatโs right. Thatโs right. Isnโt rude to the media. He very puffy didnโt seek the spotlight. Right? It is so he said them to us that and that he kind of confide in and we got we got a really loose version of Marshall that night. You know I got I got a lot out of him which I think is my gift as an interviewer. And I remember him saying I hate lazy I hate I hate everything. I know that I canโt stand more than lazy and Iโm thinking No wonder you and I get along. Thereโs a story of like, lazy more than me, you know? So I found that that that is thatโs the heart of Marshall yonder. Thatโs absolutely a Hall of Famer quick
16:15
for you didnโt hear his I agree if you didnโt hear his interview from Sunday, but not as interview his halftime talk from Sunday. Get it? Itโs got to be on YouTube. It had to be recorded. Just it was five minutes, two minutes, but it was strong. Dude was strong. It was a three Hall of Fame speech is what youโre saying. And heโs got that Bill coward chin, heโs chiseled now his face heโs got that chin going. Itโs got that cower chin he bring him back and Evan Dr. Jeff Saturday when you fire hardball is lettering not finding the head coaching as easy as he thought it might be.
16:53
Raskin global is the way to find letter. He manages money as well as I donโt give you a little love. You know youโve had a nice year youโve traveled a lot. Youโve taken care of your money, your wealth. This is a time where your wifeโs healthy your sonโs health. Heโs in college ran around Europe all summer. Youโre doing a little bit of beachy time here. But like as you go away and you have hundreds of clients, most important thing people need to be thinking about at the end of the year because I asked you this every week and Iโm thinking not everybody listens to everything every week. Yeah sure to say my end the year in handling your money is important.
17:25
Yeah, well, hereโs the thing. There are a couple of things. If youโre going to do any charity, do it, give to charities, or get prepared to give to charity. If youโre a business owner, you want to make sure that your income and expenses are scheduled in the right year. You may want to stop billing people to stop getting in revenue before your end and have to pay taxes on it delay that till next year. Or if youโre not having a great year you might want to pull some income into this year and bring more in it might be in a lower tax bracket. So you got to do your year end planning and this is the time beginning of December. You donโt want to wait till the 27th to go. We need to do know right around now the beginning of the month you take a look you get with your advisors, you get with your team of people and you make sure youโre doing the right thing. If youโre not a business owner, make sure if you wanted to put money into 401k that you got in there what you wanted to get in there. If you work at a company youโre looking for a Christmas bonus a holiday bonus and youโre not sure whether or not theyโre going to contribute to your 401 k out of your bonus. If you want it contributed make sure it comes out if you donโt want to contribute and make sure itโs turned off. These are just the year end kind of things you need to touch on check on and most importantly I would say get yourself organized. Get ready for 23 Itโs coming fast. I was with I was with a POW at the game Sunday. So as you said had a colleague in from out of town. And interesting Quick, quick aside. He said something resonated when he said it he said as you get older I hadnโt heard this saying before but it was Iโve heard like it but he said you wrote it down is what youโre telling me? No I didnโt write it down but itโs in here. He said he said somebody told him once. Somebody told him once that as you get older Life is like a roll of toilet paper. And it just goes faster and faster and faster as you get older.
19:12
Iโm not gonna write that one down.
19:17
Itโs kind of a profound thing. So fact is you got to think about it. You know, as I get older, thereโs less toilet paper on the roll and thatโs the point on the roll right but it pulls faster pulls faster. So his point was as you get older the years seem to go by a lot faster. So you gotta get ready for 23 Because weโre you know, itโs 24 and it just, it just goes back and heโs heโs a he was a big Buckeye fan and and we were both kind of pretty happy that playoffs were coming for for the suns Buckeye and get to go all the way to a playoff football and the Buckeye ladies are in the sweet 16 I think it is of the volleyball national tournament so thatโs kind of cool. The boys been playing the band everywhere. And heโs got another five days of school and then finals. And then like you said, Man, it was like he was a rising freshman and now heโs finished it up as junior almost year itโs crazy. But yeah, get yourself organized for 23 it comes out youโre fast. Be ready. Make sure youโre doing what you need to be doing.
20:21
All right, let us know what do you need to be doing a joint itself here this week? Get ready for the holidays. You can reach him at Raskin global.com See and my year Leonard has during the course of this year, weโve gotten entangled with each other heโs been trying to help me out of all sorts of little not a mess, but angleman Iโm not a mess. So Iโll at least say that much you can find him out of rescue global and of course in the front, a Baltimore positive that can last thing for you. All right. crabcakes weโre gonna be down a fade. Heโs talking about shipping. Youโre gonna be cautious next week shipping crabcakes you know, and I know youโre a guy whoโs a generous guy. You get a lot of people out of town. You were over you said to me last week Iโm gonna go get some crabs. Iโm gonna go to cost us after the game. How were the crabs? Thatโs the
21:03
dude. Dude. Itโs amazing. Weโre in December. Weโre in December.
21:08
Your parents told you couldnโt get crabs in December, right?
21:11
We lied about that. Itโs December. I hit you up. I said hey, where? Where would you go? Out to eat because we we bring crabs in the house all year round. We bring them home all the time. But we wanted to take this guy out for a Baltimore crab experience. He never had steamed crabs. So we said never have add on guy he got in he got in Saturday. He got into Saturday evening. We went to Pappas for crabcakes. Saturday night he had a crab cake. He said it was phenomenally never had anything like it in his life. So I said to him Sunday weโre going to tailgate. Weโre going to go to the football game. And then weโre going out to figure out how they pull the meat to put in those crab cakes. So you said go to cost us man go to cost us theyโll take care of you. So we went out to cost us and it was fantastic. We got a little crab soup. We got a little appetizer because I always feel like when youโre a first time or when youโre that crab picking virgin. You need some side food while youโre picking because youโre not really going to get all the crap out and you donโt know how to do this. You might not be happy doing it. This guy said look, Iโve been to crawfish boils. Iโve been to lobster bakes. Iโve eaten oysters like theyโre going out of style ease and you just put it in front of me and teach me how to do it. This is a guy that went to Air Force The Air Force Academy and youโll youโll appreciate this. Iโll tell you this little quick story. He he informed me and the wife that he was first team all I donโt know if it was packed. Whereโs the Air Force Academy? The whack the pack? Whatever they were wack for a while. Yeah. So he was first team all conference wide receiver ahead of Steve Smith seen.
22:59
Oh, Utah was in that conference. Of course ABS Yes.
23:03
Yes, he said they were friends. They hung out. He went to the academy. Steve Smith went to the the Panthers. And he went to fly jets. There you go. Anyway, you eventually and and he learned last weekend he learned how to crack crabs. He learned how to pull those things apart. Dig into that meet and he was he was in heaven. The dude was in heaven. So we we ate crabs, drank some beer. And then I said this is me. I donโt know how everybody else does it. But for me. When you finish up your crab feast you need to have vanilla ice cream. Thatโs how you finish it. The only one thatโs ever said that to me thatโs how you finish it right so we got
23:45
a lot of people in Baltimore telling me they finished grabs.
23:49
We got vanilla hot fudge sundaes with the wet nuts and the whipped cream. And and we ate like we were going to the chair and the food was fantastic. The bill was just right my friend. Everything was fantastic. We have a few crabs leftover which the wife and I chose to imbibe following and itโs all good. Itโs all good.
24:13
Well, you know, every time we get the whole thing started with that video with three and a half million views on how to pick a crab the right way. It all started with Moeller and I doubt it fails one day when this young lady was in from Minnesota and she had never seen a crab and didnโt really even know where to begin. And I keep thinking to myself the intimidation factor. Like when you see that, that that crush file that you just sit there and youโre like what what do I do with it itโs
24:40
out of it you know pile on paper you go what and and so he cracked the first one he opens it up and he goes alright can eat this I said no, no, no way. way way way way. You donโt eat that stuff on the outside there. You donโt eat that stuff. Thatโs thatโs not good. Itโs like that
24:54
Bob Seger song against the wind what to leave in what to leave out. You donโt know what to eat when youโre not appreciative all we had a great week and I hope this Pittsburgh week your thing goes better than we think itโs gonna go. So weโll see you on the other side of your vacay before Christmas, Hanukkah a hot new years. Absolutely. Oh we got all tax situations we get all that stuff happen.
25:16
Let a flex to Cleveland Browns game. Saturday like
25:20 Saturday afternoon Cleveland Browns right. And then Christmas Eve against the Atlanta Falcons. So have that. You can find Leonard at Raskin global.com To get all sorts of wisdom, ideas about money and protecting yourself and insurance and doing the right thing keep your money away from the government. And but thatโs a rescue global.com Please do that. You can also check out letter at the front of Baltimore positive.com Weโre doing the Maryland crab cake tour Friday at Ballyโs show brought to you by our friends at the Maryland lottery with goodwill and when donation weโre getting back after the rock and roll thing next Thursday for my 31st anniversary. 31 years on radio. There you go next week. Itโs crazy next Tuesday I have to go find Kenny Albert as well. We are wn st am 1570 Towson, Baltimore and we never stop talking Baltimore positive